Make this year the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to how you spend and look at money can make all the difference.   It’s never too late to start again and reverse course! Here are a few simple ideas to get you started:   Create a Budget: In order to stop living paycheck-to-paycheck, you need to know where that paycheck is going. Creating a budget is simple with... [read more]

In Canada, various programs are available for first-time homebuyers, with the aim to help make buying your first home easier.  RRSP Home Buyers’ Plan If you haven’t purchased a home within the last four years (or lived in a spouse’s home in the same timeframe), you may qualify for the RRSP Home Buyers’ Plan. With this plan, you may borrow up to $35,000 tax-free from your RRSP to fund your down payment. Just keep in mind that the money must be in your RRSP... [read more]

Everyone knows that it can be easy to go all out when it comes to the holidays. Unfortunately, this often means that you end up saddled with a bunch of holiday debt. To avoid a sleigh-size tab, plan ahead to save money and maximize the payoff! To help you make the most of the holiday season, I have put together a few tips for you:   Order Online Most people already order online to avoid getting stuck in the hustle and bustle of holiday shoppers. However, before you do any... [read more]

Dear reader, Making profits and increasing cash flow through passive income is always a dream of everyone (at least everyone I know)… But not everyone is filthy rich. In fact, only a few of the lot have the luxury to buy expensive properties with their own money… But that doesn’t mean that investors with low investing capacities can’t profit from investing… They can by Real Estate Syndication… Real estate investment syndicates have made... [read more]

Dear reader, When you think of residual income, what picture does it create in your mind? I mean, doesn’t it make your thoughts race and heart pump...? Because earning residual income is a dream of many, as it is the first step towards financial freedom. Particularly, investing in real estate offers you with a reliable path in generating residual income. So...here are the top three benefits of investing in real estate: 1.   Money Works for You Once you put in the... [read more]