How to Reduce the Real Cost of Your Mortgage
In a market where buyers are slow and cautious, what many don’t realize is this:
The lowest rate is NOT always the lowest cost.
Understanding the full mortgage picture can help you save thousands.
How to Save Big on Your Mortgage
✔ Qualify for top rates
Improve credit. Lower debt. Obtain a strong pre-approval.
✔ Negotiate beyond the rate
Ask about fees, prepayment options, penalty calculations, and portability, these cost more long-term than a minor rate difference.
✔ Avoid hidden costs
Understand mortgage insurance, appraisal fees, and refinance penalties.
✔ Choose features that save you money
Accelerated bi-weekly payments
Prepayment privileges
Flexible refinance terms
Your mortgage should work for you, not the other way around.
If you want to see the best mortgage rates available right now or need Help reviewing your options, Charissa Realty can guide you.
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